January 20, 2006
Credit cards - Bright spot for cardholders

The credit-card companies that are quick to punish you for being late with your payment or going over your limit are offering a nice array of rewards for using their cards. Card issuers have already blanketed the nation with credit cards. The growth of these cards reflects the fierce competition in the industry. The City Dividend Platinum Select MasterCard gives you 5 percent cash back on gas, grocery and drugstore purchases and 1 percent on all other purchases upto a maximum of $300 a year.